Job Details

Job Description

Join Our Team at BridgeTrust Finance!

Company

Type : Microfinance Company

Location: Kitwe, Copperbelt

Job Type: Contract

Are you ready to embark on an exciting career journey in the financial industry? BridgeTrust Finance is on the lookout for talented individuals to fill the following positions:

Position: Credit Officer (1 Position)

BridgeTrust Finance is looking for a proactive and detail-oriented Credit Officer to support our credit operations and ensure excellent client service throughout the loan process.

Key Responsibilities (not limited to):

• Meet with clients interested in taking out a loan and provide necessary guidance through the application process.
• Collect and review financial documentation to assess clients’ creditworthiness.
• Maintain and monitor loan application records and manage renewals.
• Follow up with clients and monitor the full loan application process.
• Achieve performance targets agreed with management.
• Operate in compliance with BridgeTrust Finance regulations and policies.
• Prepare and submit regular financial and performance reports to the CEO.
• Consolidate monthly deduction schedules and ensure timely submission in accordance with stipulated deadlines.
• Prepare and calculate client statement balances accurately and provide regular account updates upon request or as required.
• Collaborate with marketing to execute promotional strategies.
• Stay up-to-date with all loan products and services offered by the company.

Debt Recovery Duties:

• Review the company debtor list.
• Contact customers and inform them of their overdue bills.
• Advise customers on their payment options and suggest methods of payment.
• Negotiate suitable payment plans.
• Maintain customer payment records in our Loan Management System.
• Write notice warnings to customers when payments are not being made.
• Respond to customer queries professionally and promptly.
• Understand and apply payment plan and debt recording procedures.
• Prepare monthly and quarterly collections reports.

Minimum Qualifications:

• Grade 12 School Certificate
• Bachelor’s Degree in Banking and Finance, Accounting, Business Administration, Economics, Management, or a related business field
• Minimum of 2 years relevant work experience

Technical Competencies:

• Strong written and interpersonal communication skills
• Effective team player with excellent public relations abilities
• Strong presentation skills with logical and structured thinking
• Proficient in Microsoft Office; capable of preparing monthly, quarterly, and annual reports

Behavioural Competencies:

• Achievement-oriented and self-motivated
• Adaptable and open-minded
• Strong planning skills and a sense of accountability
• Demonstrates alignment with BridgeTrust Finance’s core values

At BridgeTrust Finance, we value diversity, integrity, and professionalism. If you’re ready to grow your career and contribute to our mission of financial empowerment, we want to hear from you!
BridgeTrust Finance is an equal opportunity employer and welcomes applications from individuals of all backgrounds.

Take the first step towards a rewarding career with BridgeTrust Finance!
Send your CVs to: [email protected]

Applications close on Friday, 13 th June , 202 5 .