Job Details

Job Description

POSITION SUMMARY
The primary focus of this role will be to contact debtors to recover debt, resolve queries on outstanding balances, obtain commitment by debtor to pay the outstanding debt, negotiate payment plans with the aim of debt recovery.

REPORTS TO :
Team Leader

MAIN RESPONSIBILITIES

1. Make outbound calls for debt collection purposes.

2. Negotiate debt settlement plan by proposing realistic, carefully-constructed payment plans

3. Monitoring defaulters’ repayments to mitigate non-compliance of the agreed debt settlement plan.

4. Appropriately identify and escalate queries to relevant departments to ensure speedy resolution of the same.

5. Handling complaints in a courteous and professional manner and provide first time resolutions.

6. Escalate delinquent debtors to legal department to initiate legal proceedings. 7. Obtain; impart; clarify and verify information to and/or from debtors to ensure delivery of exceptional service

8. Ensure strict adherence to established attendance schedules and daily performance targets are met.

9. Demonstrates appropriate levels of empathy; and provides caring individualized attention

10. Adhere to Company processes and procedures in carrying out one’s duties.
KNOWLEDGE AND SKILLS:
a) Bachelor’s degree.
b) Minimum 2 years debt collection experience with knowledge of the Fair Debt Collection Practices.
c) Financial services collections experiences
d) Strong interpersonal, negotiation and problem-solving skills.
e) Excellent communication skills including a clear voice; and fluency in English plus local languages pertaining to the respective location.
f) Highly assertive individual
g) Good typing speed and computer skills, particularly with regard to Microsoft office applications
h) Self-motivated and target driven
i) Strong understanding of the debt collection process and techniques.
j) Time management.
k) Excellent listening skills; uses appropriate probing techniques to facilitate clear understanding of debtor’s concerns, and thus provide appropriate solutions to clear the debt.
l) High levels of integrity and maintain confidentiality of personal data in line with Data Protection Act.
m) Ability to maintain a calm disposition particularly in stressful work situations
WORK CONDITIONS:
*May be required to undergo periodic occupational medical examination to assess own suitability for continued employment at the Call Center environment.