Job Details

Job Description

Position Overview:

To join our vibrant team, we are looking for a qualified and experienced loan credit analyst. The ideal applicant will be well-versed in risk mitigation, financial data analysis, and loan application evaluation. As a credit analyst, you will be essential in assessing loan applicants’ creditworthiness and making sure that company and legal standards are met.

Responsibilities:

• Examine loan applications and determine applicants’ financial standing.
• To ascertain loan eligibility, examine income records, credit reports, and other pertinent data.
• Determine debt ratios, appraise collateral, and determine general risk indicators.
• Get in touch with candidates to resolve any questions or to obtain more information.
• Work together with other departments to guarantee accurate and fast loan processing.
• Keep up on underwriting best practices, laws, and industry developments.

Requirements

• Diploma in Finance, Business Administration, or related field.
• Proven experience as a Loan Underwriter or similar role in the financial services industry.
• Strong analytical skills and attention to detail.
• Excellent communication and interpersonal skills.
• Ability to work efficiently in a fast-paced environment.
• Proficiency in Microsoft Office suite and loan underwriting software.
• Knowledge of regulatory requirements and industry standards