Job Details

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Credit Officer

Creditcare Financial Solutions Limited. | Lusaka

Creditcare Financial Solutions Limited.

Innovating the future of tech solutions in Zambia.

Job Description

About the Position;

A Credit Officer within the Credit department is tasked with onboarding clients, evaluating clients application against numerous metrics and consequently managing a portfolio of clients throughout the life cycle of the loan.

Core Responsibilities

– Liase with customers to determine their needs and recommend the right loan products to help meet their goals

– Maintain an active knowledge base of all of the organization’s loan products and an understanding of the qualifications required of each applicant

– Identify and recommend products that meets the customer’s needs and the organization’s lending guidelines

– Review active loan files each day to determine if any documents are missing or what can be done to help the process along

– Utilise professional judgement to determine which potential borrowers represent good risk opportunities for the organization

– Manage a portfolio of clients throughout the lifecycle of the loan

Qualifications

– Degree or diploma in Banking and finance, or any related field

– Excellent communication and customer service skills

– Strong attention to detail and a mind for numbers

– Computer Literate

– Driving License will be an added advantage.

All qualified individuals are encouraged to apply via the apply button below.

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