Job Details

Job Description

Empowering Africa’s tomorrow, together…one story at a time.

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Job Summary

Ÿ A member of the Corporate & Investment Banking Team and aligned with the ambition to be among the Top 3 Banks in Zambia
Ÿ The job holder will be responsible for driving exceptional customer service delivery for Corporate & Investment Banking as well as Business Banking customer segments in Corporate Service Centres

Job Description

• Dispense and receive physical cash, cheques, drafts and other financial instruments over the counter to walk-in customers.
• Where required, process foreign and local currency cheques, either by issuing or cashing such cheques.
• Before processing each transaction, verify that all the required information for the transaction is accurate and complete in accordance with the banks procedures (for example when cashing a cheque,
• Verify the date, bank name, customer’s ID and validity of the cheque,          check amount number and amount in words agree, that customer has sufficient funds etc.). Refer any concerns to the Branch Manager or Branch Ops for follow-up and decision-making on whether to proceed.
• Refer any transactions in excess of teller limits to the next level for authorisation.
• Capture all transactions on the bank’s system and ensure that all transactions are properly authorised before processing.
• Carefully count all cash received or dispensed to ensure that errors are avoided. Absa has a zero tolerance policy for teller errors and appropriate action will be taken, which may include formal disciplinary procedures.
• Assist customers to correctly complete transaction documentation such as deposit or withdrawal slips to ensure accuracy and completeness of these documents.
• Provide advice to customers on the cash process to ensure the smooth flow of transactions.
• When directly receiving customer enquiries, attempt to resolve the enquiry at the first instance by using the bank’s systems. Only escalate to Branch Operations, or ask the customer to speak to a Corporate Service Executive when all other efforts have been exhausted to resolve the customer’s request.
• Explain the banks procedures, security requirements (such as the requirement to provide sufficient ID when transacting) as well as services to customers.
• Inform customers of the value of providing feedback, including explaining to customers how the bank uses their feedback to improve service.
• Identify sales leads through reviewing income levels on customer statements, questioning customers when they mention specific needs, and referring any new leads to Relationship Managers
• When specific sales campaigns are running in the branch, explain the campaign details in brief to customers, and direct them to the Corporate Service executive for further information.
• Reconcile own till cash at the beginning and end of each day, as well as when cash is restocked or repatriated during the day.
• Open and close tills together with a second controller (usually the Cash Custodian or Branch Operations Manager), including physically securing the till according to requirement set out (e.g. physically chaining the till).
• Conduct snap checks as assigned by the Branch Operations manager from time to time.
• Ensure that all transaction records are kept meticulously and in accordance with bank procedures. Make such documents available for review/control purposes when required.
• Perform any other duties as assigned from time to time.
• Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Absa Operational Risk Framework and internal Absa Policies and Standards.

Education

Further Education and Training Certificate (FETC): Business, Commerce and Management Studies (Required)