Job Description
Job Description:
OneZambia is seeking a skilled Loan Officer to evaluate, authorize, and recommend approval of loans. The Loan Officer will assess creditworthiness, manage loan applications, and provide exceptional customer service.
Key Responsibilities:
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Review and evaluate loan applications and financial statements
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Assess credit risk and determine loan terms and conditions
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Provide advice to clients on loan products and services
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Monitor loan performance and manage overdue accounts
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Maintain accurate records and ensure compliance with lending regulations
Requirements:
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Bachelor’s degree in Finance, Business Administration, or related field
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Proven experience as a Loan Officer or similar role
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Strong knowledge of lending regulations and credit analysis
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Excellent communication, negotiation, and analytical skills
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Proficiency in loan management software and MS Office