Job Details

Job Description

Job Summary

We are seeking a motivated and detail-oriented Loan Officer to assess and process loan applications, evaluate client financial information, and recommend or approve loans. The ideal candidate should have strong interpersonal skills, be results-driven, and be ready to work in a fast-paced environment.

Key Responsibilities

• Assess and process loan applications in a timely manner.
• Interview applicants to determine eligibility and assess creditworthiness.
• Conduct risk analysis and perform background checks.
• Recommend or approve loans within delegated authority limits.
• Maintain accurate records and documentation for all loan transactions.
• Follow up on repayments and manage loan recovery where necessary.
• Meet individual sales and collection targets.
• Provide excellent customer service and maintain client relationships.

Qualifications

• Minimum of a Diploma in Banking, Finance, Business Administration, or a related field.
• At least 2 years of experience in loan processing, credit analysis, or financial services (experience in microfinance is a plus).
• Strong knowledge of lending procedures, credit assessment, and financial products.
• Proficiency in Microsoft Office tools (Excel, Word, Outlook).
• Must reside in Lusaka, preferably in Kaunda Square, Meanwood Mutumbi, Foxdale, or surrounding areas.

Personal Attributes

• High level of integrity and accountability.
• Self-motivated and target-driven.
• Strong communication and interpersonal skills.
• Ability to work both independently and within a team.
• Strong attention to detail and organizational skills.

How to Apply

Interested candidates should send their CV and Cover Letter to:

[email protected]
Subject Line: Loan Officer Application – [Your Name]
Deadline for applications: 18th July 2025

Only shortlisted candidates will be contacted.