Job Details

Job Description

About Unifi

Unifi is redefining credit in Africa with simple, fast personal loans delivered through online, mobile and branch channels. We make life easy for thousands of clients across Zambia, Kenya, Uganda and South Africa. Unifi has conviction in the African continent and its people, and our products enable our clients to achieve even more. As one of the fastest-growing lenders in East Africa, we combine exceptional client service with the very best tech and data analytics.

Role Purpose

To build, enhance, and sustain a high-performing financial environment that supports both the Finance function and the broader business. This role will spearhead Unifi Zambia’s financial operations during a critical period of expansion, ensuring strategic alignment and operational excellence.

Success in this role demands a dynamic blend of financial rigor and entrepreneurial drive to elevate performance and enable long-term planning. The ideal candidate will be a proactive, hands-on leader—capable of bridging financial strategy with business needs across Zambia and into new markets.

Responsibilities

• Drive financial performance by analyzing results, monitoring variances, identifying trends, and recommending corrective actions to management.
• Produce accurate and timely financial reports, while developing strategies aligned with the business’s long-term financial goals.
• Maintain and reconcile key balance sheet accounts, including oversight of the Fixed Assets Register and general ledger alignment.
• Lead cash flow planning and manage treasury operations to ensure financial stability and efficiency.
• Conduct in-depth financial analysis to support strategic decision-making and improve business outcomes.
• Design, implement, and manage financial projects that drive process improvement and operational excellence.
• Provide insight and advice on business strategies, acting as a key liaison between the finance function and operational teams.
• Own and manage the integrity of operational reconciliations and accounts impacted by day-to-day business activities.
• Identify and escalate financial risks, process inefficiencies, and areas for improvement within the finance function.
• Lead, manage, and develop the finance team to meet performance standards and support the organisation’s growth.
• Continuously improve, document, and maintain finance-related processes to enhance consistency and effectiveness.
• Oversee budgeting processes and ensure accurate, insightful financial reporting for internal and external stakeholders.
• Deliver financial support and training to build financial acumen across business units and enhance decision-making.

Requirements

• Chartered Accountant (CA) or equivalent professional accounting qualification is essential.
• Minimum of 5 years’ experience in a similar finance role, ideally within a high-growth or dynamic business environment.
• Strong analytical and numerical skills with the ability to distil complex financial data into clear insights that inform strategic decision-making.
• Demonstrated ability to work independently, identify challenges, and proactively develop effective, innovative solutions.
• Proven experience in negotiating terms and managing relationships with banks, suppliers, and other key stakeholders.
• Excellent communication and leadership abilities with the confidence and adaptability to engage effectively at all levels of the organisation.
• Strong interpersonal skills with a collaborative mindset and the ability to foster productive internal and external partnerships.
• High attention to detail, strong organisational skills, and the ability to manage large volumes of information in a fast-paced, evolving environment.
• Entrepreneurial energy, resilience, and a structured approach to finance suited to a dynamic, high-growth, pan-African business context.