Retail Banking And SME Banking Graduate Trainees at Indo Zambia Bank Limited

Job Description

Indo Zambia Bank Limited, a Commercial Bank which has been operating in Zambia since 1984 and has a branch network of 40 branches across the country, the Bank has exciting career opportunities for individuals seeking to grow in the banking and financial services sector.

CORPORATE SERVICES AND ADMINISTRATION DEPARTMENT

RETAIL BANKING AND SME BANKING GRADUATE TRAINEES

We are seeking dynamic and ambitious graduate trainees to join our Retail and SME Banking divisions. This program is designed to offer recent graduates hands-on experience and training in the fields of retail and SME banking

Location : Chinsali, Lundazi, Mungwi, Kasama, Mansa, Solwezi, Livingstone, Mongu, Kaoma, Nyimba, Chipata, Zimba,
Choma, Kafue, Ndola, Kitwe, Chingola, Chililabombwe, Kasama, Serenje, Kabwe, Lusaka. Candidates residing in these geographical areas are encouraged to apply

Key Responsibilities

Screening of loan applications within their risk acceptance criteria.
Prepare reports
Prepare monthly performance reports on loans disbursed.
Reconcile the loans opened against the agro dealer disbursement on a daily basis.
Prepare reports on loan performance
Provide financial literacy training
Monitoring of the projects.
Following up on non-performing loans.
Seeking approval of the list of successful loan applications from the Local Authority,
Providing basic business management and financial literacy training to the successful beneficiaries.
Disbursing loan proceeds to approved beneficiaries in line with agreed business cashflow forecast.
Sales and Business Development
Support the retail and SME teams in identifying new business opportunities and promoting the bank’s products
and services to potential clients.
Assist in preparing sales presentations and pitches for retail and SME clients.
Analyze financial data to assist in decision-making processes.
Prepare periodic reports on customer feedback, business development activities, and market trends.
Achieve account opening and alternative channel distribution targets.

Qualifications and Experience

Grade 12 Credit or above, mandatory in Mathematics and English and any other three subjects.
Degree in Business or a relevant field or professional qualification from a recognized university.
Must be 28 years and below.
Relevant banking qualifications will be an added advantage.

APPLICATION PROCESS

Applications should be submitted electronically, with the position being applied for clearly indicated in the subject line, via this link
https://shorturl.at/kirqY .

Please include scanned copies of your Curriculum Vitae, Certifications, and any other supporting documents.

Kindly note that physical applications will NOT be accepted.

For more information on job postings, visit www.izb.co.zm .

Closing date for all applications is 18th October 2024 .